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Individual Life Insurance

Before you protect others, secure yourself

Individuals can draw major benefits from our Individual Life Insurance plan like life protection, tax saving, affordable premiums, and many more. Even before investing for your family, it becomes necessary to secure your individual self.

As young professionals, you are just starting your career and this is prime of your life. Many of you are not yet married and have no financial dependents. However, this is likely to change in the future as you get married or support your parents/relatives. You should buy term insurance now rather than waiting for long. This is because once a policy is purchased, the premiums stay the same throughout the person’s life. On the other hand, waiting to buy term insurance in the future can force customers to pay higher premiums because term insurance premiums increase with age.

What Do We Cover?

Term Insurance

We promise flexibility from our side to cover every year of yours with multiple top-up options and provide exemplary service through our teamwork, accountability, and innovation

Whole Life Plan

Our whole Life insurance plan provides permanent protection, higher cash value, great loan schemes, the favorable tax treatment of policy earnings, and high-level premiums.

Endowment Plan

Our Endowment Plan offers savings plan to fulfill your ambitions and help you achieve your goals with tax-free payout, guaranteed results, and financial security to you and to your family.

Money-Back Plan

Our money-back policy offers comprehensive coverage during the term of the policy along with maturity benefits that are in your favor which you can pay in installments.

Child Benefit Plan

Our Child Benefit Plan is a tax-free monthly plan for eligible families to aid them with the cost of raising children under 18 years of age. It also includes child disability benefit.

Unit Linked Insurance Plan (ULIP)

Unlike any other Insurance company, our Unit Linked Insurance Plan (ULIP) provides a pure and transparent policy that leverages investors both, the insurance and investment under a well-thought integrated plan.

Pension Plan

Our Pension Plan comes is an individual non-linked plan which offers guaranteed and simple reversionary bonus. If you are looking for an effective retirement plan, you have landed at the right place.

Married Woman Property (MWP) Policy

Are you looking for a policy that protects your wife and children when you are no more? But what if they don’t get a single penny when they need it the most? Don’t worry. You can avoid this situation by simply buying the MWP policy from Avner.

Why Choose Avner?

Affordable Premiums

Our insurance plans provide comprehensive coverage at an affordable premium. This cover can compensate for several years of lost earnings or savings.

High Solvency Ratio

Providing high solvency ratio greater than 1.5. Our team cooperates to the best of their ability and also shows a responsive attitude if asked any queries or alternatives.

Cover Against Critical Illnesses

Along with providing life cover, a new-age term plan provides protection against critical illnesses. For a small additional premium, critical illness cover provides lump-sum payments when a critical illness like a heart attack, cancer, kidney failure, etc. is diagnosed.

Support In Case Of Disability

Our insurance company pays your future premiums in case of total and permanent disability. As a result, your life insurance cover continues even if you are incapable of paying premiums.

Additional Security

To improve the security of an individual, our term Policy provides additional pay-out in case of accidental death. For instance, if your Life Insurance cover is 1 crore, a Term Insurance plan with Accident Cover pays `2 crores to your family in case of accidental death.

Tax Benefits

Term Insurance plans offer tax benefits on premiums paid up to 46,800 under Section 80C. You also get tax benefits subject to conditions under Section 10D on the money that your family receives in case of an unfortunate event.